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[personal profile] chochiyo_sama

I could not fall asleep again last night.  It took forever.  And I have forced myself to get up now because I have so much to do.

And I am a bit worried because my house feels unpleasantly cool--right on the razor edge of COLD.  I hope everything is okay with my furnace.  Maybe there is just a brisk wind outside.  The house feels like this when there is a strong breeze.  BRRRR.

Anyhow--yesterday I didn't eat anything but some cheese and crackers and an uncrustable.  I just didn't have the will to cook.  So today, I have to make something that I can eat all week--left overs are a very good thing.  I might even run to the grocery store in Kasson (a quick trip) to pick up some celery and some chicken.  I feel hungry for homemade chicken and barley soup.

ARG.  I hope I get some ambition today.  God knows I had NONE yesterday.

At least, thank God, I get paid this friday.  I'm horrifically broke at this time, due to car insurance.  Not that the check will help much because it will have to stretch to TWO car payments--since my last one is unpaid due to the need to choose between car insurance and car payment.  Sigh.

I think when I get my income tax refund this year--which I am going to apply for ASAP--I a going to pay the whole year's house tax with it right away.  Then I am going to put the rest onto my car.  If we estimate the house taxes at $1,000 (it will be a bit less, actually), I will have in the neighborhood of $1,500 left to put on the car.  That is 5+ car payments--and it should lead to me getting my car paid off much sooner.  I figured that I had about a year left on it.  This would take it down to about 6 months--PLUS, I would have paid at least 2-3 more payments before I get my income tax refund--so--yeah.  It would really make me happy if I could get that damn thing paid off before the end of summer.  REALLY happy.

Now, I have stuff to do.  Don't expect to see me on line until this evening--late this evening. 

Love to all!

 

 

Date: 2006-01-08 05:29 pm (UTC)
From: [identity profile] teross50.livejournal.com
1. when you put the rest on the car. mark the most of it specifically to principal. That will lower significantly what you owe. You could even refinance the rest and have a much lower car payment.
2. Do you efile? Return comes back in 7-9 days

Date: 2006-01-09 06:00 am (UTC)
From: [identity profile] mistress-laurie.livejournal.com
E-file and have the refund deposited diretly into your bank account. Last year, mine was there in 6 days.

If you have a state income tax, you can do the same. My state refund took longer - 8 days. ;-)

Ugh!

Date: 2006-01-09 06:02 am (UTC)
From: [identity profile] mistress-laurie.livejournal.com
The Mistress deserves a *whap*.

That's directly.

Date: 2006-01-09 10:45 am (UTC)
From: [identity profile] avatar-kw.livejournal.com
'Ello Cho, happy new year and all that shit. Take the excellent advice from a couple of posts ago about your stalker. ;)

Have a good one

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