Bills suck.

Feb. 3rd, 2009 01:29 pm
chochiyo_sama: (Default)

I have been remiss in dealing with my mail AGAIN.  I brought the big bag of mail with me to school today and sorted it out and got the bills ready to mail over my lunch break.  Well, they are all stuffed in the appropriate envelope and have the return address labels posted on them.  i did not bring stamps to school with me, but i can probably buy a couple from Tracy for the bills that concern me the most so I can drop them in the mail on my way home.

My fuel bill was nearly $300 this time...it was only $134 last time.  fucking oil barons.

I guess I shouldn't complain, my sister Kim's fuel bill was like $500. 

It really irks me that I had to pay nearly $600 in vet bills, and my cat is dead anyway.......and now i am short of money to pay my bills, and my bills are all extra big this month.  I would scream, but what's the point?  It would just be a waste of sound and energy.

It is pretty amazing though, that I did not fetch my bills for two full weeks, and I only have five bills....of course, of the five bills, one is $152.85 (phone, internet, and satellite tv), $149 for car insurance, nearly $300 for heating fuel, $30 something for electricity.  (I don't use much electricity).  And about $300 to pay off my credit card--i had to put $700 on it in November for my car and I had to put over $200 to have my cat put to sleep and  cremated.  Sigh.

There are always too many bills and never enough money.

It irritates me that my sister who does daycare for 10 kids makes more money than I do.  It doesn't irritate me that she gets good money for doing day care, it irritates me  that the teaching profession is so underpaid.  And really, compared to most people in education--and certainly compared to any OTHER teaching job I have ever had, I am paid pretty well here. 

My brother, who works in a prison, makes nearly $30,000 more than I do...and I had already been working for 15 years when he started.  That REALLY sucks.  Not that I begrudge him his money either.  He works hard and is good at what he does.  I am angry at a society which undervalues education to this degree.

well, being pissy about it doesn't make it better, so I will just pay what I can and the rest of them will have to wait till I get paid again.

sigh sigh sigh.

Tonight, I will post pictures of doll clothes i finished at my mom's this weekend.  They are really cute.
chochiyo_sama: (Default)

Arg.  My poor children.  I have four kids--I'm supposed to have 6, but Maggie and Marie didn't show up today.  They are good kids.  I love them.  They are all working diligently while I am sitting up here pitying them.  Poor things.

Anyhow--in a show of solidarity with them--and because it has to be done--I brought my bill box along and am going to use the testing time to write out my bills.  A job I hate.

I will have to remain emotionally aloof from it, however, since I don't think it would be polite to puke convulsively (like I usually do while paying bills) while they are testing.

My goals for today are simple:

  • Pay as many bills as i can. 
  • Write up my course summaries.
  • Finish going over my senior reflections
  • Do my yearly eval that was supposed to be done over a month ago.
  • Finish my laundry.

That's enough for a school day.

I will report in when the bill paying task is concluded.

chochiyo_sama: (Default)

I could not fall asleep again last night.  It took forever.  And I have forced myself to get up now because I have so much to do.

And I am a bit worried because my house feels unpleasantly cool--right on the razor edge of COLD.  I hope everything is okay with my furnace.  Maybe there is just a brisk wind outside.  The house feels like this when there is a strong breeze.  BRRRR.

Anyhow--yesterday I didn't eat anything but some cheese and crackers and an uncrustable.  I just didn't have the will to cook.  So today, I have to make something that I can eat all week--left overs are a very good thing.  I might even run to the grocery store in Kasson (a quick trip) to pick up some celery and some chicken.  I feel hungry for homemade chicken and barley soup.

ARG.  I hope I get some ambition today.  God knows I had NONE yesterday.

At least, thank God, I get paid this friday.  I'm horrifically broke at this time, due to car insurance.  Not that the check will help much because it will have to stretch to TWO car payments--since my last one is unpaid due to the need to choose between car insurance and car payment.  Sigh.

I think when I get my income tax refund this year--which I am going to apply for ASAP--I a going to pay the whole year's house tax with it right away.  Then I am going to put the rest onto my car.  If we estimate the house taxes at $1,000 (it will be a bit less, actually), I will have in the neighborhood of $1,500 left to put on the car.  That is 5+ car payments--and it should lead to me getting my car paid off much sooner.  I figured that I had about a year left on it.  This would take it down to about 6 months--PLUS, I would have paid at least 2-3 more payments before I get my income tax refund--so--yeah.  It would really make me happy if I could get that damn thing paid off before the end of summer.  REALLY happy.

Now, I have stuff to do.  Don't expect to see me on line until this evening--late this evening. 

Love to all!

 

 

chochiyo_sama: (Default)
Well, it is done. I paid all but a very small handful of bills that are not due yet. (I get paid on Friday.) When I was done paying all those that couldn't wait any longer, I was $1,083.89 in the hole. So I wrote out a credit card check for $1,183.89 to deposit in my account. I gave myself an extra $100 so I could buy gas if I needed to--or some other emergency thing.

Then I gagged for a while, but I didn't throw up THIS time.

God, I hate bills and money.

Not only was my car insurance due--but also my HOUSE insurance--and the freaking car tabs. But those I saved since I believe I have until mid October to get them on without penalty.

It is so unfair that teaching is such an underpaid profession.

I want to just curl into a ball and cry for a while, but instead, I shall continue on with my list, clear off my desk, and organize my work to do. Sigh.

Most of my morning was spent getting those damned bills in order.

I need to get to work on listing stuff to sell to other doll collectors.

I need to make some serious progress towards getting out of debt completely. If my car was paid off, I would actually be in not-too-bad a condition.

If I could somehow squeeze $400/month onto the payments, I'd be done in a little over a year.

Sigh.

I should disconnect my internet at home again--or go back to (*just kill me*) DIAL UP--but i just CANNOT DO IT.

Don't I deserve SOMETHING nice??

My stomach feels very weird and sick right now--I know it is just stress, but what can I do?

I have to get this work done so next week will not be an ungodly hell.

Stalker just called me before I finished the last of my bills--she's going up to the cities to have lunch with her mother and go see that movie about the dead girl who falls in love with the guy who rents her apartment. I want to see that, but I am just as happy to see it with someone else.

She went on and on about how *I could have gone with her and spent time with Nikki and Oma, but I had to GO TO SCHOOL....so I was MISSING OUT....and it was MY OWN FAULT.*

I could strangle her when she says shit like that. It isn't like it's a barrel of fun for me to spend an entire Saturday at school! I'd just as soon be out having fun...unfortunately, my job is a little more involved than straightening cracker displays at HYVEE.

SIGH.
chochiyo_sama: (Default)

Arg.

Well, I got the checkbook balanced.  Horrific, but I didn't puke.  AND I got the mail.  That was all I was emotionally capable of doing.  The mail, still unsorted, is in my bookbag.  It will go with me to school, and at school I will sort through it and get the bills ready to pay in my prep period.  Perhaps I will even be able to decide who gets paid with this check.

I had the STRANGEST DREAMS again last night.

I'll have to write about it at school, since my ride just called and will be here in five minutes.  Arg.  The mornings go too fast.

 

chochiyo_sama: (Default)
Well, I have survived the school day. Arg.

When I get home tonight, I have to accomplish these goals:

(1) Sack up and haul out the garbage.

(2) Clean the cat box.

(3) Stick a roast with potatoes, carrots, and onions into the oven.

(4) Sort laundry; get it started. (Will finish it tomorrow night)

(5) Balance checkbook; pay bills.

(6) Put the already photographed and downloaded Barbies back on the shelves.

(7) Pick up clutter in bedroom; go through basket of stuff on bed.

That should be enough to keep me busy tonight.

Before I go home from school, I have to get my poop in a pile for tomorrow--especially for the Writing skills class. I'm creating that one as I go along, so it is kind of a pain.

Also, I want to type up a Handout on Thinking Skills, Using Evidence and Logic, and Avoiding Fallacious thinking.

Senior Sem will be reading an article on Islamic laws for Women tomorrow and picking out the most important facts.

Children's Lit class will be continuing to work on their projects. I will need to do a grading criteria sheet for that project soon--but not today. Tomorrow during my prep is soon enough.

Right after school tomorrow, I have a dentist's appointment. i think it will work out okay to still carpool with Susan--either she or I can leave our car in the Legion parking lot. Then either she or I can drop the other one off on the way through Dodge--if I drop her off, she can drive straight home. If she drops me off, I'll drive to Donnay's lot, do my appointment, and be on my way.

I still feel tense--but not as tense as I did. I really need to go see the chiropractor.

Sigh.

Another bill.

Gah.
chochiyo_sama: (Default)

gah!

Not only did I go to the post office and get my mail--and go to the bank (drive up window) and deposit my check-- I ALSO paid my bills.  Que Jaws music here.  I am painfully short of cash...I am DETERMINED not to pay any more late charges--so I paid everything that would fall due before my next check.  This left me with a little over $16.00 in my checking account and the $40.00 I pulled out in cash.  Usually I take $50 in cash during the summer months because I do stuff in the summer--unlike during the school year where I don't do anything but go to work.  hehehe

THEN Leonard Wohlfiel, the nice man who mows my yard, called and said he wanted to mow my lawn.  Personally, I think it could have gone another week, but he didn't want it to get out of control again--so he came and mowed the lawn--and I had to give him $15.00 of the $$ I saved back.  So I got about a dollar in my checking account to last me for the next two weeks.

Happy days.

(I actually have $100 more under that which I don't show in my check book--it is my cushion for times like these.  If I HAVE to get gas, I can write a check and not bounce anything.  That's a good thing.

I hauled all the crap out of the kitchen this morning.

Then Jim came over and ripped up the lineoleum--DeAnn came over later and helped him haul the appliances out and helped him rip out the lineoleum.

I think the tiles are going to look truly awesome.

I wish I could afford a nice new refrigerator with an ice maker for my kitchen once the tiling is done--but I suspect it would be a freaking fortune.

sigh

I'll never have a really nice nest to live in.

sigh

Oh, well.

I would rather have a new mattress anyhow--the one on my bed SUCKS THE GIANT WEINIE OF ALL TIME>

Stupid, slippery, annoying PIECE OF SHIT!!

Peter and I played Scrabble--I beat him two games.  We started a third, but DeAnn came on line, and we cancelled that one so we could play with her.  I beat them both!

WOOT!

I was the Champeen Scrabble Goddess tonight.

Too bad there isn't a professional Scrabble team with high stakes MONEY involved!

Heh heh heh

not much else is new.

Talked to Rich who is in Cincinnati now.  He met his true love.

Sigh.

It was so sweet.

I wish them both the best.

It was very brave of him to go all that way alone--he'd never even flown before.  What a brave kid.

Then I talked to Kieran who was fresh from his play.  Full of enthusiasm.  I bet he was fantastic in it.

Such a goofy kid.

hehehe

It's nearly 1:30---I have to go to sleep or die.

Good NIGHT.

 

Gah.

Jul. 28th, 2005 05:04 pm
chochiyo_sama: (Default)

I have to go to the post office to get my mail.

I hate the post office and I hate going there.

I think I must have been molested or assaulted or possibly probed by an alien in the post office when I was a child--and I have blocked the experience.  It's the only answer for WHY I have this almost PHOBIC reaction to even the THOUGHT of going to the post office. 

Maybe, in a past life, I was bitten by a poisonous snake that had somehow crawled into my po box and died in horrific agony, swelling to the size of a hot air balloon and turning green and black before bursting and expiring in a mass of writhing entrails.

It HAD to be something like that.

At least the window is now closed, and I do not have to be glared at by the scary postmistress who hates me because I never pick up my mail until I have to.

It's been two weeks today--and I'm only going because I know my check is in there.

*shudder*

GLOOM

I also have to put all my bills in the mail.  So my creditors do not charge me late fees or something hideous.  Like call me on the phone or send me a GASP....second billing.....EEEEEEK!

Money IS the DEVIL.  Money is EVOL

Well, the one good thing is that MAYBE my package from Florida has arrived--20 little Kelly dolls that I bought off ebay.  AAwwwww.....they are SOoooOOOooo cute.  I can hardly wait to sew some clothes for them (as I think most of them are coming to me starkers.  We can't have that!!)

Okay.

I got my statement from my credit union.  I owe $5,141.56 on my car.  Not bad, considering I paid like $16,000+ for it.  I figured out that if I could pay $300/month on it, I could have it mostly paid for within 18 months.  A little interest will accrue, but I only have 5% interest on the loan, so it won't accrue very much.  I HAVE to pay $260/month on it.  Once I get that sucker paid off, I can start working on my credit card debt.  All together, I think that is about 5,000.  But I'm not 100% sure on that.  I'd have to look.  I have cut up all of my credit cards, so that debt is static--other than interest and the occasional fucking LATE CHARGE because I am almost as phobic about sitting down and paying my bills as I am going to the Fucking Post Office.

It's so frustrating.  I HAVE THE MONEY.  I just cannot force myself to sit down and PAY THE BLOODY BILLS.  WHY???

I do not understand it.  It is simply ridiculous.  I hate it so much that sometimes I even puke while paying the bills.  What is up with that?? 

Happy news--TODAY I paid my bills and I didn't puke...but I couldn't force myself to do it until about 4:30.  My hands shook, and I felt nauseated the whole time.

WHY????

Is there a psychiatrist in the house?

An exorcist?

This is so fucking abnormal and insane.  It makes me CRAZY.  And it costs me a lot of money--because TWO of my bills, both fucking credit cards, are gonna be paid late.  And that is a $39 late charge for each of them.  That's almost $100 that I could have put on my CAR.

I swear, there are days that if I could split myself into two people--like the late great Duo Damsel--I would have my selves take turns beating each other purple and green with bamboo sticks. 

Why do I do this?

I don't know.

It's pathological, apparently.

Well, I ABSOLUTELY HAVE TO get my sorry ass down to the post office and get my mail so I can mail off the bills and put my check into the bank.

GRRRR.

On the bright side--I have invited Jim and DeAnn to be my guests at the Chinese restaurant in Kasson tonight.  I feel like I need some comfort food after today's traumas, and there is nothing more comforting that a nice plate of walnut shrimp and a big helping of sauteed mushrooms and rice.

yummy

 

 

chochiyo_sama: (Default)

I HATE MONEY.  

I HATE PAYING BILLS. 

I HATE INTEREST AND LATE CHARGES. 

I HATE THE FEDERAL MINT.

I HATE EVERY PENNY, NICKLE, DIME, AND QUARTER THAT EXISTS.

I HATE PAPER MONEY.

I HATE CHECKS.

I HATE STAMPS AND ENVELOPES.

I ESPECIALLY HATE CREDIT CARDS. 

 

Bills suck.

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