Just sort of wishing I was dead.
Dec. 5th, 2011 09:53 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
chochiyo_samaSo, I've had a headache for the last several days--and a toothache for the last few days. I think I bit down on a popcorn seed and it compressed a filling into a nerve or something.
It seems better today--but my head still hurts.
I just want to sleep and sleep and sleep, and if I never wake up, well, all the better.
At the end of the school year, last year, after I found out I was canned, I decided that it would be better to abandon my house and mail back the keys than to continue wasting money on a house I was going to lose anyhow.
My two colleagues, Susan and Laurie, pressured me into letting Laurie's daughter, her fiance, her two small children, and her two large dogs move into it. The deal was that they were supposed to deposit money into my checking account via the night deposit box and make the $430/month rent payments. They were also to pay the taxes and the insurance along with all the bills connected to the house. The apartment they had in Rochester was $800/month, and that did not include utilities.
I moved out of the house the third week of July. I paid all the bills up to that point, and I left about $1500 in my checking account as a cushion against fees and also just for a small stash of cash for emergencies.
Because I was so emotionally compromised and distraught over the loss of my job and also from the shit that has happened since then--all the broken promises and the lies that have been told to and about me (Fresh crop of them I have recently discovered too)--I just never looked at my bank statements. I knew I wasn't writing any bills, and I figured the only thing to see on there would be the house payment being sucked out anyhow.
Well, I was a fool.
I got three overdrafts last week, and when I went to the bank to see what was up, I discovered that not ONE SINGLE PENNY had been deposited into my account. I had to shell out $453 in order to close my account and it also cost me $75 in overdraft fees. In all, I am out nearly $2000. That's $2000 I cannot afford to lose in my current situation.
So, I cried for three days. But first I sent a really unkind text message to her mom, which I regret because it isn't her mom's fault her kid is untrustworthy and irresponsible. Here is the text I sent:
OMFG! I got overdrafts from the bank. Not a single deposit has been placed in my account. They owe me a lot of money and I want the overdraft charges as well. Haven't I been fucked over enough? I should have mailed back the keys like I wanted to in the first place. I didn't want to waste my money on a house I was going to lose anyway--and now I've lost it anyhow. WTF???
The Dad called, intending, I believe, to chew me out for sending this message, but then he talked to me for a long while and ended up telling me to kick them out and take them to court. He also said that the girl had a problem with lying. Then he said he was going to call her. Sadly, he also said that she was way past the age where he felt obligated to pay her debts.
Apparently he gave her a really good ass chewing because when she contacted me she was still smoking. She asked me where the hell the money was. I said, "Good Question. Where is the money? I have bank statements back through July and the only deposits in my account are from ROC."
She said, "I've been putting half of every paycheck in the deposit box--my family is starving because it takes all I have to pay the bills."
SO, I said, "Well, then the issue is at the bank--get your cancelled checks and your bank statements and let's go there together to sort this out."
Then she claimed she had put cash in the envelopes....and then, I'm sorry to say, I just did not believe her. Is it possible? Yeah, I suppose. But FIVE MONTHS of money being stolen out of deposit envelopes? I don't think so. The same person is not going to be getting the money out of the box every day in a small town bank. And loads of other cash deposits are being made in that box too! Why would they just steal MY money?
So, anyway--she said she was going to the bank today (Monday) to talk to them...but *I* called the bank this morning, and talked with Dan Raabe (whom I have worked with before). He is a good guy--and we discussed the situation. He did a search through the deposit logs and told me he went back as far as July and there was nothing there. He also said he doubted that she would show up today--as do I. I kind of suspect that they will pack up and leave the house, probably in a filthy mess with unpaid utility bills, and never tell me. That's why I am going to try to set up a line of communication with the her parents so that I can at least shut the place down if they do bolt.
In any scenario, though, I am afraid the money is gone. I will never see it again. I will pursue it, but I think I am just fucked. Again.
Why does all this shit happen to me? Can't I get through something unfucked over just once?
I am very very sick of the whole fucking, fucked up mess.
It seems better today--but my head still hurts.
I just want to sleep and sleep and sleep, and if I never wake up, well, all the better.
At the end of the school year, last year, after I found out I was canned, I decided that it would be better to abandon my house and mail back the keys than to continue wasting money on a house I was going to lose anyhow.
My two colleagues, Susan and Laurie, pressured me into letting Laurie's daughter, her fiance, her two small children, and her two large dogs move into it. The deal was that they were supposed to deposit money into my checking account via the night deposit box and make the $430/month rent payments. They were also to pay the taxes and the insurance along with all the bills connected to the house. The apartment they had in Rochester was $800/month, and that did not include utilities.
I moved out of the house the third week of July. I paid all the bills up to that point, and I left about $1500 in my checking account as a cushion against fees and also just for a small stash of cash for emergencies.
Because I was so emotionally compromised and distraught over the loss of my job and also from the shit that has happened since then--all the broken promises and the lies that have been told to and about me (Fresh crop of them I have recently discovered too)--I just never looked at my bank statements. I knew I wasn't writing any bills, and I figured the only thing to see on there would be the house payment being sucked out anyhow.
Well, I was a fool.
I got three overdrafts last week, and when I went to the bank to see what was up, I discovered that not ONE SINGLE PENNY had been deposited into my account. I had to shell out $453 in order to close my account and it also cost me $75 in overdraft fees. In all, I am out nearly $2000. That's $2000 I cannot afford to lose in my current situation.
So, I cried for three days. But first I sent a really unkind text message to her mom, which I regret because it isn't her mom's fault her kid is untrustworthy and irresponsible. Here is the text I sent:
OMFG! I got overdrafts from the bank. Not a single deposit has been placed in my account. They owe me a lot of money and I want the overdraft charges as well. Haven't I been fucked over enough? I should have mailed back the keys like I wanted to in the first place. I didn't want to waste my money on a house I was going to lose anyway--and now I've lost it anyhow. WTF???
The Dad called, intending, I believe, to chew me out for sending this message, but then he talked to me for a long while and ended up telling me to kick them out and take them to court. He also said that the girl had a problem with lying. Then he said he was going to call her. Sadly, he also said that she was way past the age where he felt obligated to pay her debts.
Apparently he gave her a really good ass chewing because when she contacted me she was still smoking. She asked me where the hell the money was. I said, "Good Question. Where is the money? I have bank statements back through July and the only deposits in my account are from ROC."
She said, "I've been putting half of every paycheck in the deposit box--my family is starving because it takes all I have to pay the bills."
SO, I said, "Well, then the issue is at the bank--get your cancelled checks and your bank statements and let's go there together to sort this out."
Then she claimed she had put cash in the envelopes....and then, I'm sorry to say, I just did not believe her. Is it possible? Yeah, I suppose. But FIVE MONTHS of money being stolen out of deposit envelopes? I don't think so. The same person is not going to be getting the money out of the box every day in a small town bank. And loads of other cash deposits are being made in that box too! Why would they just steal MY money?
So, anyway--she said she was going to the bank today (Monday) to talk to them...but *I* called the bank this morning, and talked with Dan Raabe (whom I have worked with before). He is a good guy--and we discussed the situation. He did a search through the deposit logs and told me he went back as far as July and there was nothing there. He also said he doubted that she would show up today--as do I. I kind of suspect that they will pack up and leave the house, probably in a filthy mess with unpaid utility bills, and never tell me. That's why I am going to try to set up a line of communication with the her parents so that I can at least shut the place down if they do bolt.
In any scenario, though, I am afraid the money is gone. I will never see it again. I will pursue it, but I think I am just fucked. Again.
Why does all this shit happen to me? Can't I get through something unfucked over just once?
I am very very sick of the whole fucking, fucked up mess.
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no subject
Date: 2011-12-05 07:54 pm (UTC)Will it never end?
Date: 2011-12-06 03:47 am (UTC)1. Evict them. Do not let them control this situation. Do not allow them to squat there and destroy the place. Do not call the parents, they have no control and feel no obligation. The only way to prevent them from stealing the copper pipes, stripping the wiring and destroying the fixtures in revenge is a surprise eviction. The Sheriff shows up at the door and stands there while they leave. Did they sign any papers? If they did, you have to go through a process, if not, easy to kick them out. Without a written lease they are squatters trespassing on your property and you can have them thrown out immediately. They've never paid rent and are 6 months behind. Eviction should go fast. DO IT NOW and maybe you can get them out by Christmas unless your state has one of those 30 day warning things. If not, have it done asap. Go there and watch the Sheriff do it if possible. Laugh and point. Call them Deadbeats and Scoflaws. Get all of the keys back as you can't afford to have the locks changed and you don't want them coming back to trash the place or burn it to the ground. Of course, if they did burn it to the ground, the insurance would pay you right? Are you current on the home insurance?
2. Spend the $35 or whatever it is and take them to small claims court to recover as much money as you can. Sue for all of the back rent, utilities, taxes, overdrafts, the whole lot. If you have a written agreement about the money this is easy. If it's all word of mouth, it's a lot harder and probably not worth it unless you have trustworthy witnesses to the details. If you get the judgement then have her paycheck seized. Here you have to wait 30 days, then if you don't get the money you apply to have their assets seized. As long as she is working, money can be taken by the courts directly from her paycheck and given to you to pay the judgement and she can't stop it. It's an additional process, but it can be done. Small claims might be worth it just to inconvenience her (she'll have to take off from work and you don't) and allow you to rant in court on the record what a fucking asshole she and her husband are to take advantage of you, a homeless, unemployed teacher on welfare and food stamps. Then it will be public record. And if they do any damage to the house, you just add that on to the claim. I think the limit here is $10,000 for small claims. Check what the limit is in your state and go for the max. You can claim you'll have to have professionals come in and clean it up and submit a big, bloated estimate for the cleaning. The judge might throw out the cleaning but give you everything else, which is what you want anyway.
3. No point in homesteading the house now. It's going to be gone. Give the keys to the bank. Tell them you tried everything.
4. Declare bankruptcy. Then tell the bill collectors that will call you over that asshole student's loan to go fuck themselves, you don't have anything for them to take and you're not paying his loan anymore. You can call him first and tell him what you're going to do if you like. I'd probably call his parents and tell them if I were feeling generous. Actually, declare bankruptcy first. It will look good in court that that bitch forced you into bankruptcy by taking your last dime.
5. Apply for food stamps, welfare, etc. In fact, do this first too. Do both first.
6. If you can...BUY YOUR COBRA.
7. Fuck everyone. No one gives a damn about you. Time to put yourself first and fuck everyone else. No more favors. No more being generous. No more Ms. Nice Guy. No more doormat that everyone wipes their feet on. Fuck them all. Time to stop being nice and polite. If someone pisses you off or says anything mean, tell them exactly where to go. Don't hold back. Be blunt.
One more thing.
Date: 2011-12-06 03:50 am (UTC)You may not have bit down too hard on that tooth. Does it feel more towards your jaw? If so, it's stress. I do the same thing when I'm stressed. I clench my teeth so hard during the night while I'm sleeping that I wake up with a sore jaw. Sometimes it feels like an earache, sometimes it's in the jaw. Thankfully, I don't grind.
Now if it's hot and cold sensitive...you compressed the filling so much that it expanded and cracked the tooth and you'll need a crown. If you don't, you'll either need a root canal and crown or the tooth extracted. You don't want to go there.
I feel so helpless, being on the opposite side of the country.
This is all that lying piece of fucking shit Jay's fault. Asshole. He'd get the dogshit, flat tire treatment first. And often.
Oh, yeah. .
Date: 2011-12-06 04:00 am (UTC)She's from ROC too, right? She knew exactly what your situation was. So instead of helping you, she basically fucked you over a few more times.
SHE KICKED YOU WHILE YOU WERE DOWN. Jay made you homeless but it is Laurie that has taken everything you had and driven you into bankruptcy, welfare and food stamps and STOLEN YOUR HOUSE FROM YOU.
Piss on her too. Fuck her. Dog shit and flat tires for her too. And her husband, daughter and the fiancé. In fact, I'd steal the dogs too.
Re: One more thing.
Date: 2011-12-06 04:00 am (UTC)She said, "He's under so much pressure; the state is really trying to close us down."
And I replied angrily, "Well, if this is the way the place is going to be run now, perhaps the state SHOULD shut the place down."
Dishonesty, disloyalty, and cruelty. Not very fine qualities for a place.
Shut the fucker down, if this is the way it is going to be. Not just because of what happened to me but because of the way all this affects the kids--and no other faculty member is safe either.
Damned straight.
Date: 2011-12-06 04:05 am (UTC)Jay took you away from them.
Didn't that effect them? Having that love and support gone?
Shut it down. It's obvious that Jay, Susan and Laurie do NOT have the best interests of the students as their number ONE focus. They are more concerned with money or test scores or some such shit. But the students are way down on the list. And the teachers probably rock bottom.
I am so proud of you for sticking up and tell her off.
You now why they are adding to their reasons for your dismissal? Because they are afraid. They didn't have adequate grounds to begin with and now they are trying to cover their asses but MAKING STUFF UP.
Do you know what a good investigative reporter could do with your story on a show like 60 min? A ratings bonanza.
And they know if anything like that every happened, they would look *VERY* bad.
Re: Damned straight.
Date: 2011-12-07 06:41 am (UTC)I hope they ARE afraid--not of ME-- but of the bad karma they are stacking up for htemselves. You cannot shit and shit and shit on someone and get away with it forever. Karma is a bitch. Karma is just waiting for the opportunity to bite them in the ass.
I'm gonna try to go on with my life--working on my novel and still looking for appropriate work. I'd like to get in on that writing deal for foreign non-english speaking businesses like that friend of yours does--that would be perfect. I am going to try to get my money back--not counting on it too strongly, but I am going to try.
And I will be getting those people out of my house ASAP if they aren't going to pay up what they've quite literally stolen from me.
CRAZY shit. I never thought I'd have to deal with this kind of shit again once I left Triton. Surprise, surprise.
I think I might be cursed.
no subject
Date: 2011-12-06 08:25 am (UTC)(I'm only finishing my first Java course.)
They could just ruin these people for you. I mean, why not? They are owed nothing but justice (capital j Justice, actually), and if everything they love is somehow destroyed. . . Well.
They can throw themselves a damn pity party and wonder what they did to deserve all this. If Anon decides to spam pizza orders, god knows they'd have enough food for a pity party.
My generation has a lot of time, programming skill and rage. They just want a target.
These people have taken everything from you, including hope and faith in humanity. They should be stripped of their possessions and publicly humiliated.
Please please please find some media outlet (provided, of course, you don't go the legal route). You need a champion.
PS. Your squatters-- because that's what they pretty much are-- don't deserve the unconditional love of their dogs. Just saying.
no subject
Date: 2011-12-07 06:35 am (UTC)Right now, I am just going to keep track of all this shit and wait and see what happens. If (or when) the time comes to go public with everything, I'l lbe ready...but I still believe that the kids that are there are better off there than they would be anywhere else.
Shutting down ROC would not be good for the kids.
I suspect that these people will come up against their OWN Karmageddan eventually. When they do, I hope it humbles them and makes them THINK about the pain they have caused--not just to me but to everyone else as well.